Buying a house in New Zealand is interesting to say the least, compared to the UK.
For a start, there is the phenomenon known as the Open Home (I am aware that they are prevalent in the States, too, but not at all in the UK). This is where sellers throw open the doors of their houses for half an hour to an hour, usually on a Sunday afternoon, and allow people to look round. Usually the sellers are not on the scene, but your local friendly estate agent is there to greet you - you look round on your own, rather than having the 'here is the kitchen, here is the bathroom' experience. These open homes are advertised in various property press magazines, and on a good day, you can daisy chain five or six of these together. Whilst the agents also hand out little pamphlets on the houses, a notebook is essential to keep track of the salient points of each house and to stop them all blurring into one big property by the end of the day. (I have filled up over half a notebook, one page to a property, with the houses we've looked round since early September!)
Estate agents do also show you round properties, but most of them seem to focus on the open homes as their way of getting many people through the door for less effort on their part.
Then there is the process to actually buy the house. In NZ, your offer is made as part of the contract, which means that, once you have negotiated the price and any conditions (usually checking council documents, building inspection and arranging finance, though you do also usually go into the offer with a pre-approval on your finance, so this is a case of sorting out the paperwork and getting a valuation on the property if required), it is a binding contract. You then have a set period to fulfil those conditions, usually five to ten days. If you confirm to your solicitor that you are satisfied in those conditions by the end of that time period, then the contract goes unconditional, and you pay your deposit (which you then lose if you end up pulling out of the contract for any reason). Then, on the agreed settlement date, you pay the balance (or get the bank to transfer the money to the solicitor - for some reason they won't even let it touch my bank account...) and take vacant possession (unless you are buying the house for renting, in which case you may opt to keep the tenants). Then you get to move in!
We've managed to go through a couple of interesting variations to this process whilst house hunting.
The first house that we looked at was owned by a lady who had put her house on the market because she'd seen another further up the coast that she wanted to buy. Unfortunately, she hadn't put an offer in on it, and by the time we put our offer in (three days after it had gone on the market), the house she had fallen in love with had sold. Rightly or wrongly, the estate agents persuaded her to go ahead with the sale anyway, and she signed the contract, inserting a clause that stated that she had to put a conditional offer in on another property in ten business days before we could go unconditional. However, over the next two weeks, she had a change of heart (possibly pushed by her teenage son, who wasn't as keen on moving as his mum was...), and ended up not putting in an offer. We had a suspicion that something was going wrong when, five days before the deadline, she was still quibbling over the property that she was interested in, concerned that it was in an earthquake zone and at risk of liquefaction. Given that her current place was just two streets away from the main Upper Hutt fault line, we couldn't really see what the fuss was about. But, she failed to meet her condition, which meant that our contract was void, and she took her property off the market. All very disappointing, particularly as I'd already relandscaped the garden in my mind...
That was on the Wednesday. Our estate agent doesn't work on a Thursday, but on the Friday, he took us round three properties, two of which we liked, one of those very much (great location, recently refurbished inside, small but usable garden, large enough for our book collection *and* guests - it ticked all the right boxes). On the Saturday, the agent called us to say that someone else was putting in an offer on the house that we really liked, and did we also want to put in an offer? At that point, we said that we would wait until we'd been round the open homes on the Sunday as we didn't want to tie ourselves down and miss out on other properties (there was at least one other which I was very interested in from the internet details). After the open homes, the one from Friday was still our favourite, so we asked the agent whether it was still possible for us to put in an offer. He said yes, and came round that evening with the paperwork.
Because we were now in a multiple bid situation, we now hit something slightly new again compared to the UK process for buying a house. We had to put forward our best and final offer, which would be presented to the seller in a sealed envelope. The seller would then open the two offers, and choose the best one to proceed to contract with - no playing each buyer off against the other to get the highest price (and therefore no gazumping, either).
On Monday evening, as I got in from work, I had a call from the agent to say that our bid was the preferred, and, because we hadn't had anything tricky in the conditions we wanted to put forward, they were proceeding straight to signing the contract, which would be lodged with the solicitors in the morning.
So - slight panic mode, as we had five days down for our conditions. I called up the builder who we had already contacted as part of the work we had done on the previous property. He had space available on the Tuesday, as someone else had cancelled, and so I took a half day off work to be able to go up to the property to receive the verbal report (the written one followed over email in the evening). There were a couple of issues, but nothing major, and we were able to use those to get a slight discount on the property price.
On the Wednesday, the valuer went round to appraise the house - his report came through on the Friday, and by some strange coincidence, it was exactly the same amount as we had offered for it... We were then left hanging over the weekend to find out whether the bank was going to approve the mortgage - we already had the pre approval, but needed them to give us the go ahead on this particular property. We had to have everything sorted out by the Monday evening to meet our five day deadline...
The bank kept us hanging on until almost the last minute - with 50 minutes to go on the Monday, they approved the finance, but we still then had to get the documents over to the solicitors and then wait for them to tell us that we could pay the deposit to the estate agents. We were able to go unconditional just after 5.00 on the Monday - a week and a day after sitting down with the estate agent to put in our offer.
We now have two weeks to get ourselves ready and to formalise the mortgage paperwork before we complete the contract on the 8th December - from viewing the house to moving in will have been four weeks. Quite a bit to do, particularly given that we have two Sci-Fi social events this Saturday, plus an orchestra concert next Saturday. But I'm starting to work through the tick list - ordered the removal van and handed in our notice on our rented house today... Calm, orderly, and I'll try not to panic at all!
Wednesday, 23 November 2011
Sunday, 6 November 2011
Two years in...
I'll try to get a bit better at blogging - a month is really too long between posts...
Last night marked two years since taking off from the UK, tomorrow morning marks two years since we landed in New Zealand. Tomorrow, I take my lunch hour to go to the Wellington branch of Immigration New Zealand to apply for our full blown Permanent Residency visas which will allow us to enter and leave New Zealand whenever we like. (confusingly, they've changed the process since we landed; under the terms that we got our visas, we have Permanent Residency, but needed to apply for our Indefinite Returning Residents visas; now, under the new rules, we are only Residents, and need to apply for our Permanent Residency visas...)
I still have days when I have to pinch myself to convince myself that we are really here. It just seems so surreal that we are walking around half a planet away from where we were born and raised. And I still have days when I walk round with a great big grin on my face, usually those when the sun is shining and the the wind is blowing enough to stream out the various New Zealand flags around the capital city.
The last two years have gone by so quickly, and I really feel that we have settled in completely. We have a fantastic group of friends, particularly within the sci-fi community, and I believe that our very active social life is one of the reasons that Wellington truly feels like home, and this has been mirrored in conversations with other migrants; those who have settled and don't spend half their time looking back 'home' are those who get out and about, meeting people and making friends.
I have been incredibly lucky to land a job that I enjoy (well, about 80% of the time, which is far more than most!), and the likelihood that this will turn into an ongoing career (helped a lot by a very supportive manager and overall head of department, both of whom are as ambitious for me as I am for myself!). Given the number of jobs that I applied for, and the near miss with the job that collapsed just after we arrived, I believe that I have really fallen on my feet.
We are currently house hunting, so will shortly be setting down further roots when we in-debt ourselves to a bank. The area that we are looking in is further away from Wellington, but the longer commute is offset by better property prices and some lovely houses.
Of course, I miss the UK, but for me, it is always going to be friends and family that I miss, not anything material. The internet has been a brilliant way of making sure that the friendships that we have can continue, despite the distances between us. Skype is a great modern invention - free video calls anywhere in the world? Even the concept was only a Sci-Fi idea twenty years ago (a quick look on Wikipedia states that the first webcam was developed in 1991...), yet the weekly call home to both sets of families is now an integral part of our life - I would hate to think what it would cost if we actually had to pay over and above our monthly internet charges!
The last month has been busy, not only with the usual social activities (plus a few dinner and play dates with people from the board-gaming group), but with house hunting. New Zealand has a great tradition of Open Homes, where people who are selling houses have public viewings for a short, advertised, period of the day (usually about an hour). This means that, with a bit of careful planning, you can get round five or six houses in an area in a long and slightly exhausting afternoon. You do get to know all the estate agents, too - there's quite a few that we are on first name terms with now! The process of buying houses is slightly different to the UK, but that is a whole new post, and will wait until we have reached the end of the journey (I don't want to jeopardise anything - superstitious much?).
Last night marked two years since taking off from the UK, tomorrow morning marks two years since we landed in New Zealand. Tomorrow, I take my lunch hour to go to the Wellington branch of Immigration New Zealand to apply for our full blown Permanent Residency visas which will allow us to enter and leave New Zealand whenever we like. (confusingly, they've changed the process since we landed; under the terms that we got our visas, we have Permanent Residency, but needed to apply for our Indefinite Returning Residents visas; now, under the new rules, we are only Residents, and need to apply for our Permanent Residency visas...)
I still have days when I have to pinch myself to convince myself that we are really here. It just seems so surreal that we are walking around half a planet away from where we were born and raised. And I still have days when I walk round with a great big grin on my face, usually those when the sun is shining and the the wind is blowing enough to stream out the various New Zealand flags around the capital city.
The last two years have gone by so quickly, and I really feel that we have settled in completely. We have a fantastic group of friends, particularly within the sci-fi community, and I believe that our very active social life is one of the reasons that Wellington truly feels like home, and this has been mirrored in conversations with other migrants; those who have settled and don't spend half their time looking back 'home' are those who get out and about, meeting people and making friends.
I have been incredibly lucky to land a job that I enjoy (well, about 80% of the time, which is far more than most!), and the likelihood that this will turn into an ongoing career (helped a lot by a very supportive manager and overall head of department, both of whom are as ambitious for me as I am for myself!). Given the number of jobs that I applied for, and the near miss with the job that collapsed just after we arrived, I believe that I have really fallen on my feet.
We are currently house hunting, so will shortly be setting down further roots when we in-debt ourselves to a bank. The area that we are looking in is further away from Wellington, but the longer commute is offset by better property prices and some lovely houses.
Of course, I miss the UK, but for me, it is always going to be friends and family that I miss, not anything material. The internet has been a brilliant way of making sure that the friendships that we have can continue, despite the distances between us. Skype is a great modern invention - free video calls anywhere in the world? Even the concept was only a Sci-Fi idea twenty years ago (a quick look on Wikipedia states that the first webcam was developed in 1991...), yet the weekly call home to both sets of families is now an integral part of our life - I would hate to think what it would cost if we actually had to pay over and above our monthly internet charges!
The last month has been busy, not only with the usual social activities (plus a few dinner and play dates with people from the board-gaming group), but with house hunting. New Zealand has a great tradition of Open Homes, where people who are selling houses have public viewings for a short, advertised, period of the day (usually about an hour). This means that, with a bit of careful planning, you can get round five or six houses in an area in a long and slightly exhausting afternoon. You do get to know all the estate agents, too - there's quite a few that we are on first name terms with now! The process of buying houses is slightly different to the UK, but that is a whole new post, and will wait until we have reached the end of the journey (I don't want to jeopardise anything - superstitious much?).
Sunday, 9 October 2011
Superstar!
Regular readers of my blog will know that I really do love my wildlife. And here in NZ, that primarily means birds.
One of the rarest birds here in NZ is the Kakapo. There are just over 130 of them left in the world, and are all on two colony-islands off the coast of New Zealand. They are flightless, nocturnal parrots, and are incredibly engaging, intelligent and full of personality.
Viewers of the BBC Natural History Show 'Last Chance to See' (Stephen Fry and Mark Carwardine following in the footsteps of the radio show of the same name which Carwardine and Douglas Adams did 20 years previously) will remember the episode of their encounter with Sirocco, a male Kakapo, who, after being nursed through an illness as a young chick, imprinted on humans, and now is not interested in other kakapo at all.
For those who haven't seen it, this is the relevant clip (the title says it all!):
Because Sirocco really doesn't seem to find other kakapo attractive (he even has his booming bowl by the pathway between the conservation volunteers' sleeping quarters and the outside loo!), he is now the spokesbird for the conservation programme, and he is currently "on tour."
He's spending a month at Zealandia, and John and I went to see him last week. Sadly, because he is nocturnal, they had to have dim lighting; good enough for us to see him, but we weren't allowed to use flash on the camera, which meant that I didn't get that many photos which weren't either blurred or black.
However, if Long John Silver had had a kakapo as his parrot, I suspect that he might not have been taken as seriously:


He is just as engaging in 'real life', constantly hunting for the next macademia nut. His handler was in the enclosure to talk about him and to introduce him to his visitors; she is an excellent show-woman, and was able to give a fascinating talk about Sirocco and the kakapo in general. His enclosure has a live stream from the web cam thanks to Three News. It's only available from 8.30 pm NZ time, probably running till about 10.30-11pm (I know that my colleague had to change the time that he was going to visit because poor Sirocco isn't getting any sleep - Zealandia is just too noisy with all the birdsong during the day!)
It was a fantastic evening - hopefully not a 'Last Chance to See' (Kakapo live for 80 years naturally), and well worth the visit.
One of the rarest birds here in NZ is the Kakapo. There are just over 130 of them left in the world, and are all on two colony-islands off the coast of New Zealand. They are flightless, nocturnal parrots, and are incredibly engaging, intelligent and full of personality.
Viewers of the BBC Natural History Show 'Last Chance to See' (Stephen Fry and Mark Carwardine following in the footsteps of the radio show of the same name which Carwardine and Douglas Adams did 20 years previously) will remember the episode of their encounter with Sirocco, a male Kakapo, who, after being nursed through an illness as a young chick, imprinted on humans, and now is not interested in other kakapo at all.
For those who haven't seen it, this is the relevant clip (the title says it all!):
Because Sirocco really doesn't seem to find other kakapo attractive (he even has his booming bowl by the pathway between the conservation volunteers' sleeping quarters and the outside loo!), he is now the spokesbird for the conservation programme, and he is currently "on tour."
He's spending a month at Zealandia, and John and I went to see him last week. Sadly, because he is nocturnal, they had to have dim lighting; good enough for us to see him, but we weren't allowed to use flash on the camera, which meant that I didn't get that many photos which weren't either blurred or black.
However, if Long John Silver had had a kakapo as his parrot, I suspect that he might not have been taken as seriously:


He is just as engaging in 'real life', constantly hunting for the next macademia nut. His handler was in the enclosure to talk about him and to introduce him to his visitors; she is an excellent show-woman, and was able to give a fascinating talk about Sirocco and the kakapo in general. His enclosure has a live stream from the web cam thanks to Three News. It's only available from 8.30 pm NZ time, probably running till about 10.30-11pm (I know that my colleague had to change the time that he was going to visit because poor Sirocco isn't getting any sleep - Zealandia is just too noisy with all the birdsong during the day!)
It was a fantastic evening - hopefully not a 'Last Chance to See' (Kakapo live for 80 years naturally), and well worth the visit.
Thursday, 15 September 2011
Geek and Proud!
This is my blog post for the Speak out with your Geek Out week, a movement set up, initially in reaction to the latest (well, it was the latest, but that was a couple of weeks ago, so I'm sure there's been another one since) geek bashing post on the internet. I'd link to it, but I've since discovered that the lady who wrote it gets paid per person who clicks onto the page, and suffice it to say, I don't want her to get any more money!
(I had intended to do multiple posts this week, but as this is the first night I've had in so far, and I'm not going to have another evening 'off' until Sunday, I think it's just going to be the one!)
The week is designed for all of us geeks, of whatever flavour, to consciously post about our hobbies and to show the world that we exist. Whilst there are enough of us who are loud and proud about being a geek, there are also plenty of people, children, teenagers and adults, who think that they are the only ones. There are also plenty of people, children, teenagers and adults, who still think that being geeky, particularly if it is to do with Sci-Fi / Fantasy, is a legitimate target for mocking. I had an example of that this very week, where a friend was very disparaging of the fact that I was going to be staying in on Thursday to watch the NZ broadcast of the first Doctor Who in this second-half series. If I'd said that I was staying in to watch whichever Rugby World Cup game was on at the same time (quick Google later - Russia vs USA), would I have had the same comments? Fortunately, I have a good enough relationship with my friend (and a thick enough skin) that I could take his attitude in the tongue in cheek manner in which it was obviously intended, but I was a little bit disappointed that the comments had come up in the first place.
I was fortunate in that my parents had plenty of sci-fi and fantasy round the house when I was young; I look back on the bedtime stories that I was read, and the majority of the ones which stood out seem to have been sci-fi or fantasy of one sort or another. That didn't stop me from being teased about it at school, but it meant that I always knew that I wasn't a complete outcast - if my parents liked it, it had to be ok!
From that young age, with the discovery of (amongst many others) John Wyndham, J.R.R. Tolkien, Douglas Adams, Robin Jarvis, Roald Dahl, I moved on to Terry Pratchett, Ursula Le Guin, Isaac Asimov, Arthur C Clark and so many more. I read the school library out of sci-fi and fantasy books - it was a very proud moment when the head librarian asked me for recommendations for more books to get in. As a family, we watched series such as Red Dwarf, Robot Wars, Neverwhere, Crime Traveller and Scrap Heap Challenge. Now, as an adult, my primary reading material is either sci-fi or fantasy (though at the moment, my bedside book is called Cooking for Geeks, all about the science of cookery, and I'm reading a business book on the way to and from work), I very rarely watch anything that doesn't have some form of sci-fi or fantasy content, I go board gaming once a month (and occasionally have friends round for 'in between' gaming sessions), I belong to two science fiction clubs, as well as an orchestra (slightly classical-music geek, too) and I'm starting to turn into a bit of a craft geek, just because I don't have enough things going on (I am teaching myself to crochet, and really rather loving it). So - I may be a 'scatter gun' geek instead of a one-hobby, in depth geek, but I'm still proud of my obsessions.
So - why it is important that those of us who are loud and proud about our geekly ways are able to shout about it? We need to show those who are being teased, whether it is gentle mocking or outright bullying, that there is nothing to be ashamed of, and that they are not alone. The internet is a great socialiser for this - there is a world of knowledge and connections at people's fingertips that just wasn't there when I was a teenager, but there are still people who feel alone, or ashamed of not being 'normal' in what they enjoy.
However, I have news for them. Anybody can be a geek, about pretty much any subject - it isn't just those of us who have the entire Terry Pratchett collection, or who can quote whole chapters from the HitchHiker's Guide to the Galaxy (or lines from the Goon Show). How is the football fan, who plasters his bedroom wall with posters of teams through the ages, goes to every game he can, sleeps under a team duvet and has replica home and away strips hanging in his wardrobe any different to a Star Trek fan, who has posters of the stars hanging over her bed, watches every episode when it comes on TV, sleeps under an Enterprise duvet and has a replica uniform hanging in her wardrobe? It just takes knowledge and enthusiasm to be a geek, whether you recognise that's what you are or not.
I sign off with one of my favourite quotations from The Divine Comedy (MasterMind) (another latent obsession of mine): "So tell me what the hell is normal, and who the hell is sane? And why the hell care anyway? The dreams that we have had are gonna prove that we're all mad, and that's OK."
Sunday, 11 September 2011
What a match!
Wow! We're just back in from the Ladies' Finals - and I can truly say that it is the closest game of hockey I have ever played. We were 2-1 down at half time, with excellent play from both teams. We came out of half time with a bang - two goals in quick succession (one from a penalty stroke) got us 3-2 up. Then, with 10 minutes to go, they scored from a penalty corner. The ball was flying up and down the pitch as the minutes ticked away; every time it got up the opposition's end, I was longing for a last minute goal, then as soon as it started coming back our way, I was determined not to let one through. Then full time whistle blew.
For the Finals, it couldn't just end on a draw, so each team had to take two players off the pitch, and we had another six minutes of play, with the 'Golden Goal' rules (i.e. first team to score, wins). We kept on pushing, with a couple of really close misses, but at the end of the six minutes, it was still a draw. So, another two players each off the pitch, and another six minutes of play. Still no goal.
Then, the moment I'd been dreading; penalty strokes. Each team picks five players to go alternately against the goalie. No pressure at all, then! The walk into the goal each time was the longest of my life - I could hear the supporters cheering from the sidelines, but could only concentrate on the little white ball sat on the penalty spot. And I let the first one in... (I moved in the right direction, which was small consolation) We'd missed our first shot, so now we were 1-0 down. Our second shot went in, their second shot went wide. Our third shot went straight to the keeper's pads, their third shot was lifted into the left corner - somehow - I'm still not sure how - I got my hand to it and knocked it clear. Our fourth shot went in, their fourth shot pinged off of the post. Our fifth shot went wide. So - 2-1 up on the penalties - now down to the last stroke... And it went wide!
So - Upper Hutt Ladies are champions of our grade, and, more than that, we go up the grade into the Premier League next season. A fantastic end to a wonderful season of hockey. I think our supporters would have appreciated it not being quite so wearing on the nails!
For the Finals, it couldn't just end on a draw, so each team had to take two players off the pitch, and we had another six minutes of play, with the 'Golden Goal' rules (i.e. first team to score, wins). We kept on pushing, with a couple of really close misses, but at the end of the six minutes, it was still a draw. So, another two players each off the pitch, and another six minutes of play. Still no goal.
Then, the moment I'd been dreading; penalty strokes. Each team picks five players to go alternately against the goalie. No pressure at all, then! The walk into the goal each time was the longest of my life - I could hear the supporters cheering from the sidelines, but could only concentrate on the little white ball sat on the penalty spot. And I let the first one in... (I moved in the right direction, which was small consolation) We'd missed our first shot, so now we were 1-0 down. Our second shot went in, their second shot went wide. Our third shot went straight to the keeper's pads, their third shot was lifted into the left corner - somehow - I'm still not sure how - I got my hand to it and knocked it clear. Our fourth shot went in, their fourth shot pinged off of the post. Our fifth shot went wide. So - 2-1 up on the penalties - now down to the last stroke... And it went wide!
So - Upper Hutt Ladies are champions of our grade, and, more than that, we go up the grade into the Premier League next season. A fantastic end to a wonderful season of hockey. I think our supporters would have appreciated it not being quite so wearing on the nails!
Monday, 5 September 2011
5-1
We're through to the finals!
Not doing too badly for a team that came up the grade at the start of the season...
It was a really good match, not just because of the fantastic score line, and the fact that I really didn't have to do a huge amount - but because both sides played nicely. There were no temper tantrums on the pitch, even when people got knocked or tripped in the heat of the game (one spectator did point out that the rugby field was behind us...), there was no answering back to the refs (who were fair and even handed throughout), and after the match, a number of the opposing members wished us good luck for the finals. Roll on next week!
Not doing too badly for a team that came up the grade at the start of the season...
It was a really good match, not just because of the fantastic score line, and the fact that I really didn't have to do a huge amount - but because both sides played nicely. There were no temper tantrums on the pitch, even when people got knocked or tripped in the heat of the game (one spectator did point out that the rugby field was behind us...), there was no answering back to the refs (who were fair and even handed throughout), and after the match, a number of the opposing members wished us good luck for the finals. Roll on next week!
Thursday, 1 September 2011
4 Years ago...
I promised - From this day forward, no matter what life holds for us, I pledge to give you my support, friendship, faithful companionship and undying love.
In four years, we have seen many changes from life, but that promise is still as sincere and as true as the day I spoke it. Here's to many more years to come, and I'm looking forward to the next life challenge.
In other news - we finished the round robin at the top of our grade in hockey, so it's semi finals this week - please keep your fingers crossed for us Sunday morning...
We had our orchestra workshop last weekend - it went brilliantly. We had a fantastic teacher for the oboe sectionals, and I have learnt so much. I was even enjoying the Firebird by the end of it (rather relieving to understand that the professionals have ways of 'cheating' their way through the music, too). It is such great fun to be able to spend a whole weekend playing music and feeling a whole orchestra improve together - the difference in our playing between the Friday evening when we did our initial tutti run through and our final rehearsal on the Sunday afternoon was immeasurable!
In four years, we have seen many changes from life, but that promise is still as sincere and as true as the day I spoke it. Here's to many more years to come, and I'm looking forward to the next life challenge.
In other news - we finished the round robin at the top of our grade in hockey, so it's semi finals this week - please keep your fingers crossed for us Sunday morning...
We had our orchestra workshop last weekend - it went brilliantly. We had a fantastic teacher for the oboe sectionals, and I have learnt so much. I was even enjoying the Firebird by the end of it (rather relieving to understand that the professionals have ways of 'cheating' their way through the music, too). It is such great fun to be able to spend a whole weekend playing music and feeling a whole orchestra improve together - the difference in our playing between the Friday evening when we did our initial tutti run through and our final rehearsal on the Sunday afternoon was immeasurable!
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